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Read how home insurance experts are helping Spencer Brook, MN homeowners save money & get cheap home insurance.

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Each and every home insurance policy is distinct & we show how some needs influence rates in Spencer Brook

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$520 is your homeowners insurance for a property near 281st Ave NW, 308th Ln NW, Rabbit St NW, Jivaro St NW, Green Lake Shore Dr NW

Marital StatusMarried, spouse present20 (1.5%) persons have the status of "Married, spouse present" in Spencer Brook
Deductible$500 DeductibleOpting for a higher deductible of ($500-$1000) will save you $60
Home Constructed Year193391 (13.9%) homes were constructed between 1920 and 1939 in Spencer Brook
Age7462 (3.9%) persons aged between 70 and 74 in Spencer Brook
Nearby agents : Vatou Her, 813 Univ Ave W, Saint Paul, MN

$360 is your homeowners insurance for a property near 307th Ave NW, 281st Ave NW, 285th Ln NW, 291st Ave NW, 308th Ln NW

Credit ScoreFairSavings of $150 on your home insurance in Spencer Brook with Excellent credit
Replacement Value$218,325$79,275 cheaper than the average home replacement value in Spencer Brook
Marital StatusMarried, spouse absent"Married, spouse absent" status is similar to that of 10 (0.6%) persons in Spencer Brook
Home Constructed Year195644 (6.7%) homes were constructed between 1950 and 1959 in Spencer Brook
Nearby agents : Hermann Insurance Services, Inc., 210 Sixth Ave Ne Ste 2A, Isanti, MN

$570 is your homeowners insurance for a property near Rabbit St NW, 291st Ave NW, 281st Ave NW, Jivaro St NW, Green Lake Shore Dr NW

No of Bedrooms3In Spencer Brook, 237 (36.2%) homes have 3 bedrooms
No of Vehicles Available3Enquire about an auto & home insurance bundle reduction of $200
Home value$266,500$38,300 costlier than typical house cost in Spencer Brook
Credit ScoreFairCould have saved $230 on your home insurance in Spencer Brook if you had Excellent credit
Nearby agents : Dyste Williams Agency, 6465 Wayzata Blvd, Ste 700 Minneapolis, St. Louis Park, MN

$480 is your homeowners insurance for a property near Green Lake Shore Dr NW, Co Rd 11, 308th Ln NW, 291st Ave NW, Rabbit St NW

Home value$250,500Costlier by $22,300 compared to a usual property in Spencer Brook
No of claims3Your 3 previous claims make your premium higher by $150
Credit ScoreExcellent Look for a discount of $200 due to your great credit score
Home Constructed Year20144 (0.6%) houses were constructed between 2010 and 2016 in Spencer Brook
Nearby agents : Kaplan Insurance Agency Inc, 3555 PLYMOUTH BLVD STE 118, PLYMOUTH, MN

$1190 is your homeowners insurance for a property near Potassium St NW, Rabbit St NW, 285th Ln NW, 291st Ave NW, Green Lake Shore Dr NW

Replacement Value$274,800$15,825 less than median property replacement value in Spencer Brook
No of Bedrooms2In Spencer Brook, 211 (32.2%) properties have 2 bedrooms
Home value$229,000Your house is $800 above the median price in Spencer Brook
Credit ScorePoorA great credit score makes your premium less expensive by $280
Nearby agents : Frank Andreotti Insurance Agency Inc, 6230 10TH ST N STE 430, OAKDALE, MN

$1550 is your homeowners insurance for a property near 307th Ave NW, Jivaro St NW, Green Lake Shore Dr NW, Potassium St NW, Rabbit St NW

Credit ScorePoor$360 more expensive because your credit grade is not superb
Home Constructed Year1997In Spencer Brook, 132 (20.2%) homes were made between 1990 and 1999
No of claims2$310 increase in rate because of 2 previous claims
Home value$457,000$228,800 costlier than typical property cost in Spencer Brook
Nearby agents : Northern Agency, 1908 South Greeley St #11, Stillwater, MN

$400 is your homeowners insurance for a property near Jivaro St NW, 307th Ave NW, 291st Ave NW, Green Lake Shore Dr NW, Co Rd 11

Home Constructed Year196036 (5.5%) houses in Spencer Brook were constructed between 1960 and 1969
Marital StatusSeparatedIn Spencer Brook, 20 (0.9%) individuals have the status of "Separated"
No of Bedrooms5In Spencer Brook, 45 (6.9%) houses have 5 bedrooms
No of claims3Your rates will become higher by $120 because of 3 past claims
Nearby agents : John Bailey, 17909 Highway 7, Minnetonka, MN

$350 is your homeowners insurance for a property near 307th Ave NW, Co Rd 11, Potassium St NW, 281st Ave NW, Jivaro St NW

No of Bedrooms125 (3.8%) properties have 1 bedrooms in Spencer Brook
Home value$115,500$112,700 below the average house cost in Spencer Brook
Replacement Value$145,530Your replacement cost is $172,995 below the average property in Spencer Brook
Home Constructed Year1975135 (20.6%) homes were made between 1970 and 1979 in Spencer Brook
Nearby agents : Steve Riebel, 12688 Bass Lake Rd, Maple Grove, MN

$730 is your homeowners insurance for a property near 308th Ln NW, 281st Ave NW, Jivaro St NW, Rabbit St NW, 291st Ave NW

Deductible$500- $1000 DeductibleYou save $60 by opting for a $500- $1000 Deductible
Credit ScoreExcellent$300 less expensive due to your excellent credit score
No of Vehicles Available1You qualify for an auto & homeowners consolidation insurance reduction of $260
Home Constructed Year1988In Spencer Brook, 79 (12.1%) properties were constructed between 1980 and 1989
Nearby agents : Lyudmila Lushchayeva, 19142 IVANHOE DR NW, ELK RIVER, MN

$460 is your homeowners insurance for a property near 291st Ave NW, Rabbit St NW, Co Rd 11, 285th Ln NW, 307th Ave NW

No of claims2Your 2 prior claims make your premium costlier by $100
Home value$270,500Costlier by $42,300 compared to a typical property in Spencer Brook
Age78In Spencer Brook 46 (2.9%) individuals are between 75 to 79 years
Home Constructed Year194017 (2.6%) properties in Spencer Brook were made between 1940 and 1949
Nearby agents : Henry T. Warner Company, 41 N 10Th Ave, Hopkins, MN

$970 is your homeowners insurance for a property near 308th Ln NW, Co Rd 11, 285th Ln NW, 291st Ave NW, Jivaro St NW

Credit ScorePoorA superb credit rating makes your premium less expensive by $230
No of Bedrooms3237 (36.2%) homes in Spencer Brook have 3 bedrooms
Age57In Spencer Brook 126 (7.9%) individuals are between 55 to 59 years
Marital StatusMarried, spouse absent"Married, spouse absent" status is similar to that of 10 (0.6%) folks in Spencer Brook
Nearby agents : Dudley Bartholow Agency, 13911 Ridgedale Dr Ste 401, Minnetonka, MN

$370 is your homeowners insurance for a property near 281st Ave NW, Co Rd 11, Potassium St NW, Rabbit St NW, 307th Ave NW

No of Bedrooms3237 (36.2%) houses have 3 bedrooms in Spencer Brook
Marital StatusWidowedIn Spencer Brook, 150 (11.0%) folks have the status of "Widowed"
Deductible> $10,000 Deductible> $10,000 Deductible lowers your rate by $290
Home Constructed Year198779 (12.1%) properties were constructed between 1980 and 1989 in Spencer Brook
Nearby agents : Travis Marcellus, 2846 Johnson St NE, Minneapolis, MN

$380 is your homeowners insurance for a property near 285th Ln NW, Green Lake Shore Dr NW, 281st Ave NW, Co Rd 11, Potassium St NW

No of claims2Your 2 past claims make your premium more expensive by $80
Credit ScoreFairCould have saved $160 on your home insurance in Spencer Brook if you had Excellent credit
Marital StatusWidowedIn Spencer Brook, 150 (11.0%) folks have the status of "Widowed"
Replacement Value$184,525$113,075 less than average property replacement cost in Spencer Brook
Nearby agents : Garry Insurancenter, 2555 E 7Th Ave North Saint Paul, North St. Paul, MN

$350 is your homeowners insurance for a property near 291st Ave NW, Jivaro St NW, Green Lake Shore Dr NW, 281st Ave NW, Rabbit St NW

No of claims0Look for a no claims concession of $110
No of Bedrooms3237 (36.2%) houses have 3 bedrooms in Spencer Brook
Marital StatusNever married"Never married" status is similar to that of 810 (60.4%) persons in Spencer Brook
Home value$243,000Costlier by $14,800 compared to a median house in Spencer Brook
Nearby agents : Hni Risk Services Of Mn, Llc, 6750 France Ave S Ste 275 Minneapolis, Edina, MN

$370 is your homeowners insurance for a property near Green Lake Shore Dr NW, 308th Ln NW, 291st Ave NW, Jivaro St NW, 285th Ln NW

Replacement Value$191,565$87,435 less than average property replacement value in Spencer Brook
Home value$148,500Cheaper by $79,700 compared to an average property in Spencer Brook
Age7262 (3.9%) people aged between 70 and 74 in Spencer Brook
Deductible$1000-$2500 Deductible$100 savings by going for a $1000-$2500 Deductible
Nearby agents : Princeton Insur Agy, 104 S Rum River Dr, Princeton, MN

$440 is your homeowners insurance for a property near 281st Ave NW, 308th Ln NW, 291st Ave NW, Green Lake Shore Dr NW, Co Rd 11

Marital StatusNever married"Never married" status is similar to that of 810 (60.4%) people in Spencer Brook
Home Constructed Year196336 (5.5%) houses in Spencer Brook were made between 1960 and 1969
Credit ScoreExcellent$180 less costlier because of your superb credit score
Deductible$5000 to $10,000 DeductibleYou save $250 by choosing a $5000 to $10,000 Deductible
Nearby agents : Theodore Ted Botten Iii, 8800 Highway 7 Ste 404, St Louis Park, MN

$470 is your homeowners insurance for a property near Jivaro St NW, 285th Ln NW, 308th Ln NW, Rabbit St NW, 281st Ave NW

Age38In Spencer Brook 111 (7.0%) individuals are between 35 to 39 years
Replacement Value$216,840Your replacement value is $80,760 below the usual house in Spencer Brook
Home value$156,000Your home is $72,200 less than the typical price in Spencer Brook
Deductible$500 DeductibleChoosing a higher deductible of ($500-$1000) could save you $50
Nearby agents : American Agency Inc, 5851 Cedar Lake Rd S St Louis Park, St. Louis Park, MN

$420 is your homeowners insurance for a property near Potassium St NW, Green Lake Shore Dr NW, 291st Ave NW, Jivaro St NW, 285th Ln NW

No of claims2Your premiums will increase by $90 because of 2 past claims
No of Bedrooms3237 (36.2%) homes have 3 bedrooms in Spencer Brook
Credit ScoreExcellent Enquire about a rebate of $170 because of your excellent credit grade
Deductible$2500-$5000 DeductibleYou save $150 by opting for a $2500-$5000 Deductible
Nearby agents : Johnson Insurance Center, 10501 Wayzata Blvd Ste 1 Hopkins, Minnetonka, MN

$940 is your homeowners insurance for a property near 307th Ave NW, 285th Ln NW, Jivaro St NW, 291st Ave NW, Green Lake Shore Dr NW

Home value$323,000$94,800 more than the median property price in Spencer Brook
No of Bedrooms3In Spencer Brook, 237 (36.2%) houses have 3 bedrooms
Marital StatusMarried, spouse absentIn Spencer Brook, 10 (0.6%) people have the status of "Married, spouse absent"
No of Vehicles Available3You are entitled to a car & home consolidation policy reduction of $330
Nearby agents : Insurance Warehouse, Inc., 615 1St Ave Ne, Minneapolis, MN

$310 is your homeowners insurance for a property near 307th Ave NW, 308th Ln NW, Green Lake Shore Dr NW, Jivaro St NW, 291st Ave NW

Home Constructed Year1991In Spencer Brook, 132 (20.2%) houses were constructed between 1990 and 1999
Age2891 (5.7%) persons aged between 25 and 29 in Spencer Brook
No of claims1Your 1 previous claim makes your rate costlier by $40
Credit ScoreFairSavings of $130 on your home insurance in Spencer Brook with Excellent credit
Nearby agents : Zitek Agency, 637 Milwaukee Ct, Shakopee, MN

$650 is your homeowners insurance for a property near Potassium St NW, 281st Ave NW, Jivaro St NW, Green Lake Shore Dr NW, Rabbit St NW

Replacement Value$302,400$11,475 less than median home replacement cost in Spencer Brook
Home Constructed Year2003In Spencer Brook, 117 (17.9%) properties were constructed between 2000 and 2009
Marital StatusMarried, spouse absent"Married, spouse absent" status is similar to that of 10 (0.6%) folks in Spencer Brook
Age57126 (7.9%) individuals aged between 55 and 59 in Spencer Brook
Nearby agents : Scott Roth, 984 Inwood Ave N, Oakdale, MN

$850 is your homeowners insurance for a property near Rabbit St NW, Green Lake Shore Dr NW, 291st Ave NW, 308th Ln NW, 285th Ln NW

Replacement Value$359,720Your replacement value is $48,170 above the usual home in Spencer Brook
No of Bedrooms3237 (36.2%) houses in Spencer Brook have 3 bedrooms
Marital StatusNever marriedIn Spencer Brook, 810 (60.4%) folks have the status of "Never married"
Credit ScorePoor$200 costlier because your credit score is not great
Nearby agents : Jim Lindahl, 11505 County Road 3, Hopkins, MN

$410 is your homeowners insurance for a property near 281st Ave NW, Rabbit St NW, Green Lake Shore Dr NW, Jivaro St NW, 307th Ave NW

No of claims0You qualify for a no claims reduction of $130
Replacement Value$413,700Your replacement cost is $113,775 more than the usual home in Spencer Brook
Age53194 (12.2%) individuals are between 50 - 54 years in Spencer Brook
Credit ScoreFairSavings of $170 on your home insurance in Spencer Brook if you had Excellent credit
Nearby agents : John W Traeger Agency Inc, 1050 COUNTY ROAD E W STE 100, SAINT PAUL, MN

$570 is your homeowners insurance for a property near Jivaro St NW, 285th Ln NW, 281st Ave NW, 307th Ave NW, Co Rd 11

No of claims0Potential for $170 concession due to no previous claims
Credit ScoreFairProspective savings of $230 on your home insurance in Spencer Brook if you had Excellent credit
Home value$316,000Your property is $87,800 more than the typical price in Spencer Brook
Replacement Value$429,760$104,260 costlier than the typical house replacement value in Spencer Brook
Nearby agents : Proverus, Inc., 200 5Th St Nw Ste M Elk River, Elk River, MN

$1380 is your homeowners insurance for a property near 285th Ln NW, Co Rd 11, Green Lake Shore Dr NW, 308th Ln NW, 307th Ave NW

No of Vehicles Available1You qualify for a car & homeowners bundle insurance reduction of $490
No of claims2$280 increase in rate because of 2 past claims
Marital StatusNever married810 (60.4%) folks have the status of "Never married" in Spencer Brook
Deductible$500 DeductibleGoing for a higher deductible of ($500-$1000) will make your rate cheaper by $140
Nearby agents : Atlas Insurance Brokers Llc, 6740 HIGHWAY 10 NW, RAMSEY, MN

$760 is your homeowners insurance for a property near Potassium St NW, 281st Ave NW, Rabbit St NW, 307th Ave NW, Jivaro St NW

Age44In Spencer Brook 96 (6.0%) individuals are between 40 to 44 years
Replacement Value$280,125Your replacement value is $31,425 less than usual property in Spencer Brook
Credit ScorePoorA great credit grade makes your premium less expensive by $180
Marital StatusNever marriedIn Spencer Brook, 810 (60.4%) individuals have the status of "Never married"
Nearby agents : Fischbein Insurance Services, 1660 South Highway 100 #500 St. Louis Park, St. Louis Park, MN

$320 is your homeowners insurance for a property near Rabbit St NW, 281st Ave NW, Green Lake Shore Dr NW, Co Rd 11, Potassium St NW

Replacement Value$166,250Cheaper by $112,750 compared to the typical replacement cost of a property in Spencer Brook
Credit ScoreFairSavings of $130 on your home insurance in Spencer Brook if you had Excellent credit
No of claims2Your premiums will become higher by $70 because of 2 previous claims
No of Vehicles Available2You are entitled to a car & home bundle policy discount of $110
Nearby agents : Hal Tiffany Agency Inc, 2573 B Hamline Avenue North, Roseville, MN

$440 is your homeowners insurance for a property near 281st Ave NW, Co Rd 11, Jivaro St NW, Rabbit St NW, 308th Ln NW

Credit ScoreFairSavings of $180 on your home insurance in Spencer Brook if you had Excellent credit
Deductible> $10,000 DeductibleYou save $330 by choosing a > $10,000 Deductible
No of Bedrooms3In Spencer Brook, 237 (36.2%) homes have 3 bedrooms
Replacement Value$269,370$42,180 lower than the average house replacement value in Spencer Brook
Nearby agents : Dick Petkoff, 2049 Snelling Ave N, Roseville, MN

$470 is your homeowners insurance for a property near 308th Ln NW, Green Lake Shore Dr NW, Co Rd 11, Rabbit St NW, 281st Ave NW

Credit ScoreExcellentYour great credit rating makes it less expensive for you by $190
No of Vehicles Available4You qualify for an auto & home consolidation policy reduction of $170
Home value$196,000Cheaper by $32,200 compared to a usual house in Spencer Brook
No of Bedrooms3237 (36.2%) houses in Spencer Brook have 3 bedrooms
Nearby agents : Western Insurance Agency Inc, 1740 RICE STREET STE 200, SAINT PAUL, MN

$320 is your homeowners insurance for a property near Co Rd 11, 285th Ln NW, Jivaro St NW, 291st Ave NW, Potassium St NW

Age58In Spencer Brook 126 (7.9%) folks are between 55 to 59 years
Credit ScoreExcellent Look for a discount of $130 because of your great credit grade
Home Constructed Year198679 (12.1%) properties were built between 1980 and 1989 in Spencer Brook
Deductible$2500-$5000 Deductible$2500-$5000 Deductible lowers your rate by $110
Nearby agents : Kimberly Nybo, 4634 Central Ave NE, Columbia Heights, MN

$610 is your homeowners insurance for a property near 291st Ave NW, Green Lake Shore Dr NW, 308th Ln NW, Jivaro St NW, Rabbit St NW

Marital StatusMarried, spouse present"Married, spouse present" status is similar to that of 20 (1.5%) people in Spencer Brook
Age41In Spencer Brook 96 (6.0%) persons are between 40 to 44 years
Home value$175,000Your home is $53,200 less than the usual cost in Spencer Brook
Home Constructed Year2009117 (17.9%) properties in Spencer Brook were built between 2000 and 2009
Nearby agents : Jeff Meyer, 4316 Upton Ave S, Minneapolis, MN

$1610 is your homeowners insurance for a property near Rabbit St NW, 307th Ave NW, Green Lake Shore Dr NW, 285th Ln NW, Jivaro St NW

Credit ScorePoor$380 higher because your credit rating is not superb
Home Constructed Year1990132 (20.2%) houses were built between 1990 and 1999 in Spencer Brook
Replacement Value$367,160Costlier by $64,910 compared to the median replacement price of a home in Spencer Brook
Deductible$500 DeductibleChoosing a higher deductible of ($500-$1000) will save you $160
Nearby agents : Pat Donnelly, 1410 Energy Park Dr Ste 8, Saint Paul, MN

$780 is your homeowners insurance for a property near 281st Ave NW, Potassium St NW, Green Lake Shore Dr NW, 291st Ave NW, 307th Ave NW

Deductible$1000-$2500 Deductible$1000-$2500 Deductible reduces your rate by $150
Marital StatusNever married810 (60.4%) folks have the status of "Never married" in Spencer Brook
No of claims1$80 increase in rate because of 1 past claims
Credit ScoreFairProspective savings of $310 on your home insurance in Spencer Brook with Excellent credit
Nearby agents : Insurance Concepts Inc, 10341 YUKON AVE S, BLOOMINGTON, MN